Accounts, bills, goals and credit in one place, with a plan that runs itself every payday.
When a paycheck lands, RIZE sets aside bills due before next payday, debt minimums, savings and occasion funds. It always keeps at least 15% free for living.
One big number: what you can spend with zero guilt until next payday, plus a per-week amount. Gig money adds straight to it.
Ask about your paycheck, goals or spending plan. The coach reads your RIZE plan and answers in plain words, never with shame.
Enter an item and price. Get a 0–100 score and a verdict: Green Light, Plan It (split across checks) or Wait (with the best date).
A clear summary in the app and your inbox: what came in, what's covered, what's left, goal progress and one question.
Flags payday loans, APR over 36%, pay-later late fees, overdrafts and rent-to-own, with the real dollar cost and a safer option.
Savings goals plus budgets for holidays, birthdays, Valentine's Day and gifts, with progress rings and per-check pace.
Score trend, on-time streak and a utilization meter with the 30% guide line. Hidden for under-18s.
Three quick questions each week that keep your plan tuned to what's coming up.