DRGNFLY Software presents

RIZE

Get Your Money Up.

For college students and young adults ages 16–30. From campus to your first career — money guidance that plans, never shames.

The problem

Payday hits. Two weeks later, it's gone — and nobody showed you where it went.

$35
One overdraft fee. A coffee can turn into $40.
390%
APR on a typical payday loan offer aimed at young workers.
24.9%
APR on a starter credit card carrying a $380 balance.
The solution

Flex Cash first. RIZE splits every paycheck before you can overspend it.

Bills, debt minimums, savings and occasions come off the top. What's left is Flex Cash — money you're free to enjoy, guilt-free.

Never "you overspent." Always "not yet — here's when."

How payday works · Jordan, 19

One $640 paycheck, four moves.

$207
Bills reserve — rent share, phone, insurance
$64
Savings — concert tickets stay on pace
$50
Occasions — Mom's birthday, holiday gifts
$319
Flex Cash — yours to enjoy until Nov 7

Flex Cash never drops below 15% of the deposit. The plan bends; the floor holds.

Should I Buy It?

$180 sneakers. Want level 8. Score: 50 — Plan It.

Not today

Buying now leaves $139 until payday — too tight.

Buy it Nov 7

$90 aside this check, $90 next check. Concert tickets stay on track.

Protect

RIZE flags the trap before you tap accept.

$212
What $180 sneakers cost with pay-later late fees.
$30
Every 2 weeks, per $200 borrowed from a payday lender.
$0
What opting out of overdraft coverage costs.

Every flag comes with a safer option and a real dollar cost.

AI Coach

Ask anything about your paycheck, goals or plan. Get a plain-language answer.

JORDAN ASKS

"Where did my $640 paycheck go?"

RIZE ANSWERS

$207 to bills, $64 to savings, $50 to occasions — and $319 is your Flex Cash until Nov 7. You're on pace for concert tickets.

Business model

Three plans. No ads. No selling data. Ever.

Free
$0

Coach chat, goals, 3 accounts, 3 purchase checks/mo

Plus
$4.99/mo

Auto allocation, payday email, credit, money moves, Fee Finder

Premium
$9.99/mo

Unlimited accounts, weekly check-in, windfalls & refunds

Where RIZE is headed

From guidance to action.

Drag-and-drop money moves

Move real money between accounts — only when you drag it and confirm. In the demo today.

Bank connections via Plaid

Link checking, savings and cards so the plan runs on real balances.

Fees counted in every calculation

Plus & Premium fold interest, overdrafts and pay-later fees into Flex Cash and scores.

RIZE · DRGNFLY Software

Get Your
Money Up.

Starting with college students and young adults ages 16–30. Building a community ahead of launch.